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Timely insights on what’s going on in banking.

The Biggest Risk in Construction Lending Is What You Can

By: Mike Horrocks

The Biggest Risk in Construction Lending Is What You Can't See
Competing With Online Lenders: Don’t Let the Siren Song of Fintech Steal Your Small Business Lending

By: Mike Horrocks

Competing With Online Lenders: Don’t Let the Siren Song of Fintech Steal Your Small Business Lending
Why Commercial Lending Needs Better Insight, Not Just Faster Output

By: Mike Horrocks

Why Commercial Lending Needs Better Insight, Not Just Faster Output
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    CRE Lending
    The Hard Part of CRE Lending is Being Prepared for What’s Coming Next.
    By: Mike Horrocks
    2026-09-18 16:35:57
    CRE Lending
    The Biggest Risk in Construction Lending Is What You Can't See
    By: Mike Horrocks
    2026-09-08 17:13:47
    Digital Experience, Industry Trends, Small Business Scored Lending
    Competing With Online Lenders: Don’t Let the Siren Song of Fintech Steal Your Small Business Lending
    By: Mike Horrocks
    2026-08-04 21:08:47
    Risk Management, Commercial Lending, Portfolio Monitoring, Underwriting, AI Artificial Intelligence
    Why Commercial Lending Needs Better Insight, Not Just Faster Output
    By: Mike Horrocks
    2026-08-03 19:36:59
    Small Business Scored Lending, Underwriting
    The Small Business Data Ecosystem: Why More Signals Mean Better Lending
    By: Mike Horrocks
    2026-07-10 19:09:22
    Risk Management, Commercial Lending, Portfolio Monitoring
    Loan Participation Isn't a Workaround, It's a Strategy
    By: Mike Horrocks
    2026-06-30 14:08:00
    Digital Experience, Commercial Lending, Industry Trends, AI Artificial Intelligence
    What Lenders Are Asking Now — and What Comes Next
    By: Mike Horrocks
    2026-06-18 13:59:40
    Digital Experience, Industry Trends, AI Artificial Intelligence
    What Top Financial Institutions Are Actually Doing with AI (and Why It Matters Now)
    By: Mike Horrocks
    2026-06-12 11:59:48
    Regulations & Compliance, Digital Experience, Underwriting, AI Artificial Intelligence
    How Data Is Changing How Lending Happens
    By: Mike Horrocks
    2026-04-14 04:00:00
    Digital Experience, Risk Management, Industry Trends, AI Artificial Intelligence
    Unlocking Growth with Strategic Data Management
    By: Mike Horrocks
    2026-02-05 05:00:00
    Regulations & Compliance, Digital Experience, Industry Trends
    The Loan Journey: Avoiding the Bumps in Your Yellow Brick Road from Decisioning to the Core
    By: Mike Horrocks
    2025-11-21 05:00:00
    The Future Power of Agentic AI: Banking’s Next Leap Forward
    Regulations & Compliance, Digital Experience, Industry Trends, AI Artificial Intelligence
    The Future Power of Agentic AI: Banking’s Next Leap Forward
    By: Mike Horrocks
    2025-09-26 05:00:00
    What “Jaws” Teaches Us about Business Lending (50 Years Later)
    Commercial Lending, Industry Trends
    What “Jaws” Teaches Us about Business Lending (50 Years Later)
    By: Mike Horrocks
    2025-06-27 04:00:00
    Why Commercial Real Estate Is Like the I-95 Collapse… and How Lenders Can Stay on Track
    Commercial Lending, Industry Trends
    Why Commercial Real Estate Is Like the I-95 Collapse… and How Lenders Can Stay on Track
    By: Mike Horrocks
    2025-06-25 04:00:00
    Mastering the Game of Member Business Lending: Navigating the Rules You Can’t Control
    Regulations & Compliance, Risk Management, Commercial Lending
    Mastering the Game of Member Business Lending: Navigating the Rules You Can’t Control
    By: Mike Horrocks
    2025-03-28 04:00:00
    Cooperative Strategies for Member Business Lending Success
    Commercial Lending
    Cooperative Strategies for Member Business Lending Success
    By: Mike Horrocks
    2025-03-25 04:00:00
    Winning at Member Business Lending
    Commercial Lending
    Winning at Member Business Lending
    By: Mike Horrocks
    2025-03-14 04:00:00
    Lessons from the Wright Brothers for Mastering Member Business Lending
    Commercial Lending
    Lessons from the Wright Brothers for Mastering Member Business Lending
    By: Mike Horrocks
    2025-02-14 05:00:00
    Is the Economy About to Get Schooled by Student Loan Repayments? Survey Says…
    Industry Trends
    Is the Economy About to Get Schooled by Student Loan Repayments? Survey Says…
    By: Mike Horrocks
    2023-10-10 04:00:00
    From Startup to Prosperity: How Credit Unions Fuel Business Dreams
    Industry Trends, Small Business Scored Lending
    From Startup to Prosperity: How Credit Unions Fuel Business Dreams
    By: Mike Horrocks
    2023-10-05 04:00:00
    Urgent, So Urgent: Business Banking Tips Inspired by Foreigner
    Industry Trends
    Urgent, So Urgent: Business Banking Tips Inspired by Foreigner
    By: Mike Horrocks
    2023-09-06 04:00:00
    Texas Hold ‘Em or Fold ‘Em: Section 1071 CFPB Small Business Lending Rule
    Regulations & Compliance, Industry Trends, Small Business Scored Lending
    Texas Hold ‘Em or Fold ‘Em: Section 1071 CFPB Small Business Lending Rule
    By: Mike Horrocks
    2023-08-01 04:00:00
    Embracing Section 1071: A Win-Win for Banks and Borrowers
    Regulations & Compliance, Small Business Scored Lending
    Embracing Section 1071: A Win-Win for Banks and Borrowers
    By: Mike Horrocks
    2023-07-28 04:00:00
    Catching the Next Waves in Digital Banking
    Digital Experience, Industry Trends, AI Artificial Intelligence
    Catching the Next Waves in Digital Banking
    By: Mike Horrocks
    2023-06-23 04:00:00
    Three Lessons for Fast Banking from Mario Andretti
    Industry Trends
    Three Lessons for Fast Banking from Mario Andretti
    By: Mike Horrocks
    2023-05-25 04:00:00
    The Four “Don’ts” of Section 1071 and How They Will Help Your Bank
    Regulations & Compliance, Industry Trends, Small Business Scored Lending
    The Four “Don’ts” of Section 1071 and How They Will Help Your Bank
    By: Mike Horrocks
    2023-05-12 04:00:00
    Reflections from FinXTech — Reinventing Banking
    Digital Experience, Industry Trends
    Reflections from FinXTech — Reinventing Banking
    By: Mike Horrocks
    2023-05-11 04:00:00
    FinTech is Like Climbing Mountains – Not Always Easy, But So Worth It.
    Digital Experience, Industry Trends
    FinTech is Like Climbing Mountains – Not Always Easy, But So Worth It.
    By: Mike Horrocks
    2023-04-23 04:00:00
    An Ode (or maybe a ditty) to Silicon Valley Bank With a Little Help from ChatGPT
    Industry Trends
    An Ode (or maybe a ditty) to Silicon Valley Bank With a Little Help from ChatGPT
    By: Mike Horrocks
    2023-03-13 04:00:00
    Banking in the Balance: The Highs and Lows of Profitability in Today’s Banking Landscape
    Industry Trends, Pricing & Profitability
    Banking in the Balance: The Highs and Lows of Profitability in Today’s Banking Landscape
    By: Mike Horrocks
    2023-03-03 05:00:00
    Consumer Lending: More Than Speed and Convenience
    Consumer Lending
    Consumer Lending: More Than Speed and Convenience
    By: Mike Horrocks
    2023-01-26 05:00:00
    Trust, But Verify
    Regulations & Compliance, Industry Trends, Consumer Lending
    Trust, But Verify
    By: Mike Horrocks
    2023-01-23 05:00:00
    Meatloaf Would Do Anything For Love But Never Did CRE Lending
    Commercial Lending
    Meatloaf Would Do Anything For Love But Never Did CRE Lending
    By: Mike Horrocks
    2022-12-14 05:00:00
    3 Trends Impacting Commercial Real Estate Lending Today
    Commercial Lending, Industry Trends
    3 Trends Impacting Commercial Real Estate Lending Today
    By: Mike Horrocks
    2022-12-08 05:00:00
    Key Architectural Foundations for Today’s Modern Lending Technology
    Industry Trends
    Key Architectural Foundations for Today’s Modern Lending Technology
    By: Mike Horrocks
    2022-06-01 04:00:00
    Four Key Areas of Innovation That You Cannot Do Without
    Industry Trends
    Four Key Areas of Innovation That You Cannot Do Without
    By: Mike Horrocks
    2021-09-17 04:00:00
    Thank You for the Banking Disruption, COVID-19. Now Please Go Away.
    Industry Trends
    Thank You for the Banking Disruption, COVID-19. Now Please Go Away.
    By: Mike Horrocks
    2020-12-04 05:00:00
    Are You Digitally Ready For What’s Next in Banking?
    Industry Trends
    Are You Digitally Ready For What’s Next in Banking?
    By: Mike Horrocks
    2020-08-07 04:00:00
    Stopping the Spread of Contagion In Banking During COVID-19 Pandemic
    Industry Trends
    Stopping the Spread of Contagion In Banking During COVID-19 Pandemic
    By: Mike Horrocks
    2020-05-20 04:00:00
    The Keys to Portfolio Risk Management During a Pandemic
    The Keys to Portfolio Risk Management During a Pandemic
    By: Mike Horrocks
    2020-03-25 04:00:00
    Glancing Back and Looking to the Future in Banking
    Risk Management, Industry Trends
    Glancing Back and Looking to the Future in Banking
    By: Mike Horrocks
    2020-01-03 05:00:00
    Creating Collaboration in Commercial Lending
    Commercial Lending, Industry Trends
    Creating Collaboration in Commercial Lending
    By: Mike Horrocks
    2019-03-07 05:00:00
    2019 Outlook: How Banks Can Prepare for the Unknown
    Risk Management, Industry Trends
    2019 Outlook: How Banks Can Prepare for the Unknown
    By: Mike Horrocks
    2018-12-20 05:00:00
    5 Ways to Push Your Business Lending Process Along
    Commercial Lending
    5 Ways to Push Your Business Lending Process Along
    By: Mike Horrocks
    2018-10-11 05:00:00
    Pushing Your Organization to the Top with Analytics
    Industry Trends, Analytics, Marketing
    Pushing Your Organization to the Top with Analytics
    By: Mike Horrocks
    2018-08-02 05:00:00
    Macroeconomics and Your Credit Decisions
    Industry Trends
    Macroeconomics and Your Credit Decisions
    By: Mike Horrocks
    2018-07-10 05:00:00
    Why Bankers Should Care what Microsoft is Buying & Bank Technology
    Industry Trends
    Why Bankers Should Care what Microsoft is Buying & Bank Technology
    By: Mike Horrocks
    2018-06-14 05:00:00
    Is Digital Banking Dead?
    Industry Trends
    Is Digital Banking Dead?
    By: Mike Horrocks
    2018-06-07 05:00:00
    Insights from FinovateSpring 2018
    Digital Experience, Industry Trends, Small Business Scored Lending
    Insights from FinovateSpring 2018
    By: Mike Horrocks
    2018-05-16 05:00:00
    Embrace Digital Lending Technology and Own the Small Business Market
    Digital Experience, Industry Trends, Small Business Scored Lending
    Embrace Digital Lending Technology and Own the Small Business Market
    By: Mike Horrocks
    2018-05-11 05:00:00
    Pricing and Profitability – The Other Side of CECL
    Regulations & Compliance, Risk Management
    Pricing and Profitability – The Other Side of CECL
    By: Mike Horrocks
    2018-03-23 05:00:00
    Going Beyond Traditional Banking – Are You Ready?
    Industry Trends
    Going Beyond Traditional Banking – Are You Ready?
    By: Mike Horrocks
    2018-03-14 05:00:00
    A New Year, and a New Way of Looking at Risk
    Risk Management, Industry Trends
    A New Year, and a New Way of Looking at Risk New Year, New Risk
    By: Mike Horrocks
    2018-01-12 05:00:00
    Going Beyond Lending to Succeed in Small Business Lending
    Digital Experience, Small Business Scored Lending
    Going Beyond Lending to Succeed in Small Business Lending
    By: Mike Horrocks
    2017-12-18 05:00:00
    Credit Models and the 100-Year Risk Storm
    Risk Management
    Credit Models and the 100-Year Risk Storm
    By: Mike Horrocks
    2017-11-21 05:00:00
    Creating Happy & Profitable Customers with Big Data Strategies
    Industry Trends, Analytics
    Creating Happy & Profitable Customers with Big Data Strategies
    By: Mike Horrocks
    2017-10-19 05:00:00
    2017 Lending Trends to Succeed with Millennials, Fintech & Technology
    Commercial Lending, Industry Trends, Small Business Scored Lending
    2017 Lending Trends to Succeed with Millennials, Fintech & Technology
    By: Mike Horrocks
    2017-06-05 05:00:00
    Lessons From the Indy 500 for Auto Lenders
    Industry Trends, Consumer Lending
    Lessons from the Indy 500 for Auto Lenders
    By: Mike Horrocks
    2017-05-18 05:00:00
    Technology and Banking: Parting Thoughts From Finovate Spring 2017
    Industry Trends
    Technology and Banking: Parting Thoughts From Finovate Spring 2017
    By: Mike Horrocks
    2017-04-28 05:00:00
    Lessons From Finovate – Day One
    Industry Trends
    Lessons From Finovate – Day One
    By: Mike Horrocks
    2017-04-26 05:00:00
    A Case for Transparency in Banking
    Commercial Lending, Industry Trends
    A Case for Transparency in Banking
    By: Mike Horrocks
    2017-02-23 05:00:00

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