digital lending Posts

The Secret to a Smooth Transition? Better Change Management.

Posted on November 4, 2024 by Baker Hill

Have you ever tried adopting a new habit or routine? Or breaking an old habit? Changing something that feels like muscle memory is difficult for almost everyone. Studies suggest it can take anywhere from 18 to 254 days to form...

Business Lending is Ripe for Disruption. Is Your Bank Ready?

Posted on October 21, 2024 by Baker Hill

Traditional lending involves plenty of paperwork and long approval times, delaying loan approval anywhere from several days to several weeks. These delays push borrowers to lenders – not all of them financial institutions – that can approve and fund credit...

Stop Calling It Digital Transformation. It’s an Evolution.

Posted on April 2, 2024 by Baker Hill

Digital transformation: what does it mean? It’s often a catch-all buzzword that can mean many different things. According to Techopedia , the phrase was first coined in 2011 by consulting firm, Capgemeni and they define it as “the use of...

Staying Ahead of the Digital Curve: A Must for Community Banks and Credit Unions

Posted on November 15, 2023 by Baker Hill

The world is constantly evolving, with technology being the driving force behind much of this change. In the banking sector, digital transformation has become a necessity rather than an option. And for executives at community banks and credit unions, the...

Catching the Next Waves in Digital Banking

Posted on June 23, 2023 by Mike Horrocks

Last week I had the opportunity to attend the American Banker Digital Banking Conference, and the well-used saying that “the only thing constant is change” has never been truer. It's amazing how some things keep coming in waves. So, let’s...

Reflections from FinXTech — Reinventing Banking

Posted on May 11, 2023 by Mike Horrocks

This week I had the opportunity to attend BankDirector’s FinXTech conference with several hundred likeminded bankers and fintech professionals, and if I had to define the theme in my eyes, it is reinvention! When you look at definitions for...