Posts by Baker Hill

Carving Out a Niche: Strategies for Success in Business Lending

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One of the biggest challenges in successful small business lending is identifying and reaching the right customers. A smart way to achieve this is by carving out a niche. Every market is unique, so community banks must evaluate demographics...

Takeaways from the FDIC's Small Business Lending Survey

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Headlines often focus on the Fortune 500, but small businesses account for 46% of private sector employment and 43% of gross domestic product, according to the FDIC’s Small Business Lending Survey (SBLS) . Banks play a crucial role in serving...

The Secret to a Smooth Transition? Better Change Management.

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Have you ever tried adopting a new habit or routine? Or breaking an old habit? Changing something that feels like muscle memory is difficult for almost everyone. Studies suggest it can take anywhere from 18 to 254 days to form...

Have Questions About the Small Business Lending Rule? We Have the Answers.

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The Small Business Lending Rule (SBLR), also known as the section 1071 rule, is a significant development in the financial industry aimed at improving transparency and fairness in small business lending. That’s why we sat down with several of...

Business Lending is Ripe for Disruption. Is Your Bank Ready?

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Traditional lending involves plenty of paperwork and long approval times, delaying loan approval anywhere from several days to several weeks. These delays push borrowers to lenders – not all of them financial institutions – that can approve and fund credit...

Lessons from America’s Top Commercial Lenders

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The current environment is very challenging for commercial lenders. Even with higher interest rates, a weak office market and inflation, there are still good business opportunities for forward-thinking commercial bankers that follow these proven strategies, which we’ll cover in today’s...
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