Posts by Mike Horrocks

Is the Economy About to Get Schooled by Student Loan Repayments? Survey Says…

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I love the current conversations about the economy and whether it is going to be a hard landing or a soft one. One recent article I read stated that the more we read about a “soft landing,” the more likely...

From Startup to Prosperity: How Credit Unions Fuel Business Dreams

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Small businesses are the lifeblood of the American economy, and banking is the heart that keeps it pumping — and within the banking industry, there is no segment that has more heart for their borrowers than Credit Unions. I recently...

Urgent, So Urgent: Business Banking Tips Inspired by Foreigner

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Hey there, money mavens and rock enthusiasts! As part of the Baker Hill Summer Concert blog series, I was asked to write about one of my long-time favorite bands and the lessons we can learn from their lyrics. Earlier this...

Texas Hold 'Em or Fold 'Em: Section 1071 CFPB Small Business Lending Rule

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Yesterday, July 31, the U.S. District Court for the Southern District of Texas issued a limited preliminary injunction on the Small Business Lending Rule (Section 1071) for banks that are part of the Texas Bankers Association (TBA) and/or the American...

Embracing Section 1071: A Win-Win for Banks and Borrowers

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There are things I like to embrace. I have five kids and an amazing wife, and they know I am a hugger. I have some of the best life-long friends; they also know that I like to wrap my arms...

Catching the Next Waves in Digital Banking

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Last week I had the opportunity to attend the American Banker Digital Banking Conference, and the well-used saying that “the only thing constant is change” has never been truer. It's amazing how some things keep coming in waves. So, let’s...
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