# Baker Hill

> Baker Hill is a leading provider of loan origination software (LOS) and lending technology solutions for banks, credit unions, and finance companies. With over 40 years of industry experience, Baker Hill helps financial institutions streamline lending processes, manage risk, and make faster, data-driven decisions across commercial, small business, and consumer lending.

Baker Hill's flagship platform, UNIFY (UN/FY), is an all-in-one lending and risk platform powered by the Data Pond™ architecture, built on Microsoft Azure Cosmos DB and Microsoft Fabric. The platform continuously gathers, verifies, and enriches data from core systems, regulatory databases, and trusted external sources. Baker Hill is headquartered in Carmel, Indiana, with offices in Santa Barbara, California. The company holds SOC 2 Type II and ISO 27001 certifications. Baker Hill has processed over $200B in loans, with clients reporting up to 60% reduction in origination costs and 70% boost in operational efficiency.

## Core Platform

- [UNIFY Platform](https://bakerhill.com/unify): Baker Hill's all-in-one lending and risk platform. Powered by the Data Pond™, UNIFY continuously gathers, verifies, and enriches data from core systems and trusted external sources. Built on Microsoft Azure Cosmos DB and Microsoft Fabric.
- [My Hub](https://bakerhill.com/my-hub): A personalized lending command center providing quick-launch workflows, intelligent widgets for opportunities and renewals, Ask BKR AI integration, and role-based customization.
- [Artificial Intelligence (Ask BKR)](https://bakerhill.com/artificial-intelligence): BKR is Baker Hill's AI-powered assistant embedded in the UNIFY platform. It surfaces documents, answers lending questions, performs policy checks, retrieves client insights, and supports task execution to accelerate decision-making.

## Lending Solutions

- [Commercial Lending](https://bakerhill.com/commercial-lending): End-to-end commercial loan origination system (LOS) that accelerates every stage of commercial lending, streamlines processes, boosts team productivity, and speeds the borrower experience for complex commercial deals.
- [Small Business Lending](https://bakerhill.com/digital_smb): Relationship-centered digital small business LOS supporting scored, judgmental, and SBA lending. Designed to reduce borrower friction, enable banker-guided digital experiences, and accelerate outcomes with actionable intelligence.
- [Consumer Lending](https://bakerhill.com/consumer-lending): Consumer lending solutions enabling faster credit decisions with a streamlined origination workflow.
- [Financial Analysis / Statement Spreading](https://bakerhill.com/statement-spreading): Tools for turning financial data into confident credit decisions through automated spreading and analysis of financial statements.
- [Digital Experiences](https://bakerhill.com/digital_smb): Intelligent digital lending design that powers confident, borrower-friendly loan applications and guided workflows.

## Risk & Data Solutions

- [Portfolio & Risk Management](https://bakerhill.com/risk-management): Risk management and CECL compliance tools for monitoring and managing loan portfolio performance, credit concentration, and regulatory compliance.
- [Intelligent Documents & Data](https://bakerhill.com/intelligent-documents): AI-powered document capture, extraction, validation, and delivery. Automates processing of tax returns, financial statements, and other loan documents to eliminate manual data entry.

## Who We Serve

### By Organization Type
- [Banks](https://bakerhill.com/banks): Lending solutions for community and regional banks of all sizes.
- [Credit Unions](https://bakerhill.com/credit-unions): Loan origination tools tailored for credit unions.
- [Finance Companies](https://bakerhill.com/finance-companies): Risk and lending solutions for specialty finance companies.

### By Role
- [Lending Teams](https://bakerhill.com/lending): LOS tools designed to improve lender efficiency and deal velocity.
- [Credit Teams](https://bakerhill.com/credit): Credit management and risk analysis tools for underwriters and credit officers.
- [Operations Teams](https://bakerhill.com/operations): Intelligent document processing solutions to drive operational efficiency.
- [Risk Leaders](https://bakerhill.com/risk): CECL compliance and portfolio risk management tools for risk managers.
- [Marketing Teams](https://bakerhill.com/marketing): Analytics and marketing solutions to identify cross-sell opportunities and support growth.
- [Executives](https://bakerhill.com/executive): Portfolio management dashboards and strategic insights for leadership teams.

## Company

- [About Baker Hill](https://bakerhill.com/our-company): Company history, mission, and leadership. Baker Hill has over 40 years of industry experience; the average client relationship length is 10 years, and 23% of clients have been with Baker Hill for over 20 years.
- [Why Choose Baker Hill](https://bakerhill.com/why-choose-baker-hill): Overview of Baker Hill's differentiated approach to lending technology.
- [Partners & Integrations](https://bakerhill.com/partners-integrations): Baker Hill integrates with leading ecosystem partners including Equifax, Experian, DocuSign, Alloy, Encapture, TruStage, and others to enhance the loan origination workflow.
- [Careers](https://bakerhill.com/careers): Open positions at Baker Hill.
- [News](https://bakerhill.com/news): Press releases and company announcements.
- [Contact Us](https://bakerhill.com/contact-us): Contact details and demo scheduling.

## Resources & Learning

- [Blog](https://bakerhill.com/blog): Industry insights on lending, risk, analytics, and AI in financial services.
- [White Papers & Guides](https://bakerhill.com/resource-type/white-papers-guides): Research briefings, executive guides, and strategic resources on CECL, AI, lending, and risk management.
- [Client Stories](https://bakerhill.com/client-stories): Case studies and success stories from banks, credit unions, and finance companies using Baker Hill solutions.
- [Podcast](https://bakerhill.com/podcast): Baker Hill's podcast covering lending strategy, technology, and industry trends.
- [Events & Webinars](https://bakerhill.com/): Upcoming sessions on lending strategy, CECL, risk, and portfolio management.
- [Product Tour](https://play.goconsensus.com/15bf67d0): Self-guided interactive tour of Baker Hill's origination, risk, and analytics solutions.
- [Baker Hill University](https://bakerhill.com/baker-hill-university): Online learning hub offering courses and resources to help clients drive lending performance.
- [Software Training](https://bakerhill.com/software-training): Hands-on platform training and strategic learning for UNIFY users.
- [User Community](https://community.bakerhill.com/s/): Peer-to-peer community for Baker Hill users to ask questions, share ideas, and connect.
- [Release Notes](https://community.bakerhill.com/s/releases): Latest platform updates and feature releases.

## Legal & Security

- [Privacy Policy](https://bakerhill.com/privacy-policy): Baker Hill's data privacy policies.
- [Compliance](https://bakerhill.com/compliance): Regulatory and compliance information. Baker Hill maintains SOC 2 Type II and ISO 27001 certifications, audited annually by an independent accredited auditor.
- [Do Not Sell My Personal Information](https://connect.bakerhill.com/do-not-sell): California consumer privacy rights opt-out.
- [Client Support](https://bakerhill.com/client-support): Support portal for existing Baker Hill clients.

## Social & Contact

- LinkedIn: https://www.linkedin.com/company/baker-hill-solutions
- YouTube: https://www.youtube.com/channel/UCA2lcQV6oQ4g16C5YPsp6hA
- Facebook: https://www.facebook.com/bakerhillsolutions/
- Headquarters: Carmel, Indiana, USA
- Secondary Office: Santa Barbara, California, USA
- Demo Scheduling: https://meetings.hubspot.com/nicole-luke/website-demo