Out of the Box, Not Boxed In

Baker Hill meets you where you are and jumpstarts your digital journey. Take your first step toward a future where commercial lending is easier for your teams and your borrowers.

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Simplify the Complexity of Commercial Lending

You have complex relationships, complex processes, and complex deal structures. Simplify the complexities with an LOS.

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Capture Complete Applications

Get loans off the street and into underwriting faster.

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Make Quick Decisions

Leverage workflow automation and make quick lending decisions.

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Keep Everyone Informed

Provide transparency for your team and your borrowers.

Capture Digital Loan Applications

Collect loan applications in the moment – online and in the branch – and feed them directly into your lending workflow.

Explore Our Digital Applications:

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Conduct Comprehensive Financial Analysis

Spread financials and conduct comprehensive analysis with best practice templates and flexible formats.
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Track and Manage Covenants

Create covenants while spreading financials to get a view of risk at the time of decision and manage risk into the future.
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Automate Tickler Management

Automate tracking item creation based on loan or collateral type to simplify tickler management and stay in compliance.
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Streamline Borrower Communication

Collect loan applications in the moment – online and in the branch – and feed them directly into your lending workflow. Explore Our Digital Applications:
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Create Dynamic Credit Memos

Enter data once and use it throughout your lending workflow to populate a dynamic credit memo built on best practices.
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Manage Relationships, Deals, and Pipeline

View relationships, track a loan’s status, and manage the pipeline with digital tools built for commercial lending.
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The Big Breakup: The Problem Isn’t You, It’s Your Spreadsheets.

Learn how to kick your spreadsheets to the curb in our guide.

Connect Your Data With Core Integration

Pull your core data into lending workflows and get a comprehensive view of relationships.
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Resources to Accelerate Your Success

Get next-level tools for wherever you are on your digital journey.

Frequently Asked Questions

The top questions about the impact of an LOS on commercial lending

What is a Loan Origination System?
A Loan Origination System (LOS) is a digital platform used by financial institutions to streamline the loan processing journey from application to approval. This system automates the entire loan origination process, enhancing efficiency and accuracy. By utilizing a loan origination system, lenders can manage applications, conduct credit checks, and process approvals faster and more efficiently than traditional methods. The automated loan approval feature reduces manual errors and speeds up decision making, ultimately improving customer satisfaction. Financial institutions benefit from an LOS by experiencing reduced processing times, increased productivity, and improved regulatory compliance, making it an essential tool in modern lending practices.
Community banks and credit unions often encounter challenges such as complex integration with existing systems, high implementation costs, and the need for staff training when implementing a loan origination system. Baker Hill NextGen® Accelerate addresses these issues by offering a user-friendly interface, cost-effective solutions, and comprehensive support to ensure smooth integration, efficient operation, and the ability to scale effectively as the institution grows.
Pre-configured Loan Origination Systems leverage industry best practices to streamline the lending process by automating manual tasks, reducing errors, and speeding up loan decisions. Digital tools such as online applications and client portals significantly enhance the borrower experience by providing unparalleled convenience and access. These digital solutions not only improve the borrower experience, but also foster a more transparent and responsive relationship between borrowers and lenders, ultimately leading to higher satisfaction and retention rates. Baker Hill NextGen® Accelerate streamlines workflows and integrates data effortlessly, while empowering smaller institutions to innovate and stay competitive. By enhancing operational efficiency and customer satisfaction, it paves the way for these institutions to leverage technology quickly, ensuring they can thrive in a rapidly evolving market.
Financial institutions often struggle with limited resources, outdated infrastructure, and resistance to change. Baker Hill NextGen® Accelerate helps overcome these barriers by offering a comprehensive, scalable platform that integrates seamlessly with existing systems, enabling institutions to modernize efficiently and remain competitive.
Smaller financial institutions that embrace digital transformation can significantly improve their competitive edge. By adopting modern technologies, these institutions can streamline operations, enhance data accuracy, and offer more personalized services to their customers. Innovative tools like Baker Hill NextGen® Accelerate allow financial institutions to respond swiftly to market changes and customer needs, leading to increased customer loyalty and retention. By automating routine tasks and implementing robust analytics, smaller banks can allocate their resources more effectively, enabling staff to focus on strategic initiatives and relationship-building activities. Ultimately, digital transformation not only drives efficiency and growth, but also fosters adaptability and resilience in an ever-evolving financial landscape.

Evaluating the success of a new technology implementation involves not only measuring quantitative metrics such as Key Performance Indicators (KPIs) such as efficiency ratio improvement and transaction speeds, but also qualitative factors that reflect overall business impact. Effective measurement requires a comprehensive approach, setting clear goals before implementation, and using tools that can track changes over time. Customer satisfaction scores, productivity enhancements, and employee engagement levels are essential indicators of how well the technology integrates into daily operations and ultimately enhances customer and employee experience. By periodically reviewing these metrics, institutions can identify areas for continuous improvement, ensuring that technology investments contribute positively toward long-term growth objectives and strategic outcomes.

Accelerate Your Commercial Lending Success

Put the pedal to the metal with smart, scalable loan origination solutions built for community banks and credit unions.

GET STARTED

Why Use an LOS?

A loan origination system is the key to scaling lending.

EVOLVE WITH US

Why Choose Baker Hill

Baker Hill’s modular system accelerates your success.

EXPAND AND GROW

Partners & Integrations

Build a complete lending ecosystem with robust integrations.

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“170% increase in loan production”

Marquette Bank cites tangible, transformative outcomes.