Eroding margins driven by competition have a dramatic impact on profitability. Sales forces drive pricing, yet that should not give your competition the right to set your prices. OnePoint Profitability & Pricing provides risk- and relationship-based pricing information on which to base better price and structure decisions. When married with value-added selling, it provides a powerful combination to improve margins.

Profitability & Pricing utilizes cost and risk tables designed for your institution, loads product and profitability information from your core processing system and gives you a tool that allows you to review the relationship ROA prior to approving the loan. When used in conjunction with Sales Automation, it offers a single tool for your relationship managers to drive profitability.


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8,000 Institutions Can Be Wrong: Loan Pricing in the 21st Century

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